Friday, January 24, 2020

Taxes and the Deficit: We MUST Return to the Fundamentals of our Consti

The United States of America is not leading into the direction our country was meant to lead. Our Forefathers that came before us and settled in the United Sates, fled here to be free from tyranny. They were escaping from Great Britain’s strict control and harsh taxation. After settling in America the Constitution was drafted to â€Å"form a perfect Union, establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the Blessings of Liberty to ourselves and our Posterity (Preamble to the United States Constitution).† After reading the preamble, I reread, and wondered how can the US be in the situation were in, if that is what our country ‘was’ built on? What direction is our country headed in, how is taxation hurting or benefiting us, and what can we do to better ours and our children’s future? The direction that our country is taking is far from the direction that Thomas Jefferson, Ben jamin Franklin, or James Madison had originally anticipated for America. The current US budget deficit is close to $1.5 trillion. If Americans were required to pay for government spending this year, we’d have to work an extra thirty-eight days to earn enough money to pay all our taxes. Approximately forty seven percent of Americans will not be eligible for any income tax return, but because of EITC (Earned Income Tax Credit) and other credits implemented by Obama and Bush a majority will receive a tax credit. I am a supporter of tax credits, but I also think that there should be a ‘cap’ to limit your tax credit. Doing this could provide a credit for everyone, but having a limit can help to utilize money in many different areas. Money that we don’t have is being printed, spent, a... ...e money you invest, you’ll never see, because of government spending. After a ‘clean-house’ within the government and Americans morale improves. I believe that taxes are ‘generally’ good, except when taxing is used to fulfill greed. If more people invested in their future more soon, spent money wiser, saved money, and supported their communities their lead would influence others to do the same. Works Cited: Independence Hall Association. Constitution of the United Sates. Retrieved April 25, 2010, from http://www.ushistory.org/documents/constitution.htm. Cassidy, John. (April 7, 2010). Rational Irrationality. Retrieved April 11th, 2010, from http://www.newyorker.com/online/blogs/johncassidy/2010/04/who-pays-federal-income-tax.html The Tax Foundation. (2010). America Celebrates Tax Freedom Day. Retrieved from, http://www.taxfoundation.org/taxfreedomday/ Taxes and the Deficit: We MUST Return to the Fundamentals of our Consti The United States of America is not leading into the direction our country was meant to lead. Our Forefathers that came before us and settled in the United Sates, fled here to be free from tyranny. They were escaping from Great Britain’s strict control and harsh taxation. After settling in America the Constitution was drafted to â€Å"form a perfect Union, establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the Blessings of Liberty to ourselves and our Posterity (Preamble to the United States Constitution).† After reading the preamble, I reread, and wondered how can the US be in the situation were in, if that is what our country ‘was’ built on? What direction is our country headed in, how is taxation hurting or benefiting us, and what can we do to better ours and our children’s future? The direction that our country is taking is far from the direction that Thomas Jefferson, Ben jamin Franklin, or James Madison had originally anticipated for America. The current US budget deficit is close to $1.5 trillion. If Americans were required to pay for government spending this year, we’d have to work an extra thirty-eight days to earn enough money to pay all our taxes. Approximately forty seven percent of Americans will not be eligible for any income tax return, but because of EITC (Earned Income Tax Credit) and other credits implemented by Obama and Bush a majority will receive a tax credit. I am a supporter of tax credits, but I also think that there should be a ‘cap’ to limit your tax credit. Doing this could provide a credit for everyone, but having a limit can help to utilize money in many different areas. Money that we don’t have is being printed, spent, a... ...e money you invest, you’ll never see, because of government spending. After a ‘clean-house’ within the government and Americans morale improves. I believe that taxes are ‘generally’ good, except when taxing is used to fulfill greed. If more people invested in their future more soon, spent money wiser, saved money, and supported their communities their lead would influence others to do the same. Works Cited: Independence Hall Association. Constitution of the United Sates. Retrieved April 25, 2010, from http://www.ushistory.org/documents/constitution.htm. Cassidy, John. (April 7, 2010). Rational Irrationality. Retrieved April 11th, 2010, from http://www.newyorker.com/online/blogs/johncassidy/2010/04/who-pays-federal-income-tax.html The Tax Foundation. (2010). America Celebrates Tax Freedom Day. Retrieved from, http://www.taxfoundation.org/taxfreedomday/

Thursday, January 16, 2020

Bakery: Marketing and Cakes

Date: 12th October, 2012 Name: Momina Saeed 01-111102-108 Sana Khan 01-111101-113 Mian Muhammad Sajawal Marketing Plan 01-111101-157 Section:BBA 6-C â€Å"ENTREPRENEURSHIP† „BAKELICIOUS? MARKETING PLAN Point of differentiation (Pod): ? We will offer customized product to the customers. ? We will bake cakes according to the preferences and requests of the customers. ? These cakes are made up of organic ingredients which are nutritious. Unique Selling Proposition (USP): ? Our unique selling proposition is our family recipe for cakes. Segmentation: ? We will sell our product to Elite and Upper Middle class. Objectives: To create awareness. ? To specialize in cakes which are different from any other cakes available in the market. ? To establish a strong presence in the market as a unique bakery. ? Spreading happiness through taste. ? Completing important moments of your life. Data Gathering: Primary sources: ? Direct Interviews from customers. ? Direct Interviews from home b akers. ? We will also get information through questioners filled by the customers. Secondary sources: ? Internet ? Social websites Analysis of data: ? We will analyze the data from filled questionnaires and after conducting interviews. Marketing Mix:As Bakelicious is a service so we are using 7p’s of marketing. Product: ? Cake, cupcakes, cookies and muffins. Price: I. Cost: ? Our price will vary on the size and ingredients used for baking cake. II. Customer: ? For customer we will decide how much customer is willing to pay. ? As we are targeting elite and upper middle class so our cost will be some for both. III. Competitor: ? As we are starting new business so our cost should be less than other competitors. Place: ? We will make our items at home and also do online selling. We will place stalls in funfairs in school, college and universities etc.Promotion: We will do promotion through: ? Fliers ? By creating Facebook pages Positioning: ? Bakelicious will be positioned as a h ome based bakery that will provide home-baked goods. ? The focus will be on quality and freshness. ? It will be a fun and inviting alternative to mass market companies. ? We will offer highly customized products such that customers will be able to make the treats that they would bake if they had the time. People: ? Momina,Sana and Sajawal Process: ? People can place their orders through Facebook and through Telephone. SWOT ANALYSIS: Strengths: ? A cake business is fun.Most people need cakes for special days or events so what better way to make someone smile. ? Low startup costs. Since it does not require rent some space, then rent can be taken off the budget list. ? High mark-up for cakes. Since cakes are easy to make, we can price them according to their worth. Some are worth more than others but either way, it’s going to make a nice profit. ? Each cake represents a person or a relationship or a celebration by them. So, like each individual or his/her relationship with other s, the cakes are unique. ? The cakes are creative, and each is a piece of art.There maybe thousands of bakeries out there, but there are only a handful of bakeries that make as creative cakes like Bakelicious. Weaknesses: ? Bakeries products are perishable items hence need to be sold as soon as possible to gain maximum benefit. The customers also prefer fresh products. ? Our bakery has introduced few bakery items from the possible product lines. This limited menu can be seen as a weakness. ? When dealing with art, a single problem lies in every field, there are not many artists available out there to help us. ? Depending on the size of the kitchen, it needs extra storage space for supplies.This may require purchasing an extra cabinet or rearranging kitchen. Opportunities: ? Expansion of the Product Line in the future with the introduction of more bakery items. ? Bakery Industry is growing at a fast speed and demand for quality food is never ending. ? Changing consumer tastes have gi ven rise to â€Å"artisan† or gourmet cakes. Smaller bakers like Bakelicious with flexible production facilities can capitalize on such. ? In the recent years, customers are becoming more and more health conscious and prefer home-made goods made with quality ingredients and customers are also willing to pay a high price for that.Bakelicious produces just that. Threats: ? Raw-material and energy costs volatile: The costs of major raw materials, such as wheat, vegetable oils, fuel for delivery can change rapidly. The volatility in prices of raw-materials cannot affect the end-product price, thus shrinking the profit. ? Competitors: Current and potential competitors are major threats for Cakes Tell Stories. BUDGETING: After analyzing the prices of the Home Bakers we are going to price our products as follows: ? Ingredient cost for cake Rs 20. 000 ? 2 delivery boys salary Rs 20. 000 Rent of bikes (2) Rs 4. 000 per month ? Bikes fuel Rs 18. 000 per month. IMPLEMENTATION: ? After a ll this marketing research we will then follow this marketing plan, all of the group members will organize and apply this marketing plan thoroughly. MONITORING: ? One of the group members will oversee the operations in terms of material, delivery system, advertisement and maintenance if required. ? Other two of them will bake the cakes as required. SALES PLAN OVERALL SIZE OF TARGET MARKET: Islamabad Total Population: 1. 15 million SECTION: A Elite 7% BUpper Middle 15% C Middle 33% D Lower Middle 35% E Lower 20% Total Population = 1. 15 million Percentage of Targeted Section = x 0. 22 Targeted Section = 2. 53 Lacs Average Member in a Family = ?5 Total Families = 50,600 Families Prefer Home Made Cakes = x 0. 20 Total Targeted Families = 10,120 ATAR: Fliers (15%) = 12000 Brushers (10%) = 8000 Social Website (70%) = 2000 Number of Targeted Families Initially = 10120 x 0. 15 x 0. 10 x 0. 70 = 106 Families Years Pessimistic Realistic Optimistic 2013 100 110 130 2014 120 140 160 2015 150 1 80 200 2016 200 230 260

Wednesday, January 8, 2020

Personal Narrative A New Experience For Me - 857 Words

I have been coming to HHSC for 6 years as a camper, and each year has always been a new experience for me. I have met countless new friends, and I am grateful for them each and every day. Before coming to camp, I was always a shy and timid person, unwilling to put myself out there and meet new people. 6 years later, and now I’m the exact opposite; I love to talk to people, make new friends, and tell people my stories. Camp has given me so much confidence, and the sense that I belong somewhere. In a world filled today with so much hate and resentment, it is nice to always have a safe heaven, where no matter what the outside circumstances, everyone will feel together. Camp has meant a lot to me, and I have changed a lot because of HHSC. As a counselor, I have many skills and abilities I can bring to camps, such as leadership skills and the ability to be flexible. I believe that I will make a good counselor and role model because I will strive to inspire and lead my campers to be their best, and to enjoy themselves while also doing what they need to. All of these described I can do, and much more. As a counselor, I would be able to bring a lot to the table, and have an impact on the campers and the camp. Currently, I am an Instructor at my local Taekwondo Martial Arts School, and am a part of its leadership team. In that team, I have learned many crucial and important leadership skills, such as how to communicate effectively and how to manage a group of children. Over theShow MoreRelatedNarrative Is The Root Of Some Fields1510 Words   |  7 PagesNarrative is the root of some fields which includes education, rhetoric, literature, religion, law, history: culture (Wilson, 1989). 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